Jom Pinjaman for PC

Jom Pinjaman is a mobile application that gives you great personal loan services quickly and in a very short time. Often times you see that you need a lot of money, but you fail to provide a certain amount of money at the time. Lack of money makes you unable to execute all plans. That way, our Application gives you the opportunity to take out a personal loan quickly and immediately, without additional fees. So you can take Jom Pinjaman as a partner to take a personal loan at a time when you are in danger.
Because, you don’t have to go to any kind of bank to take your loan. Wherever you are, you can take out a personal loan easily through Jom Pinjaman very easily and urgently, without any hassle and additional fees. Only, if you have an internet connection and Jom Pinjaman is installed on your Smartphone.

Features:
1. We provide you with personal loan services without additional documents or documents like a traditional bank.
2. Our application process is very fast and urgent.
3. You can take out a loan quickly from anywhere, in any situation. Only, if you have an internet connection and it is installed on the Smartphone.
4. We provide interest rates as low as 1.5%.
5. We are modern technology interface and modern user -friendly, making the loan process very fun.

How to Use?
1. Download Jom Pinjaman from Google play store for your Smartphone.
2. Register yourself in the app only with your basic information. Like your name, your contact number, your address and bank information.
3. Enter the amount of loan you want to take.
4. Schedule your loan delivery period to facilitate your loan repayment.
5. Upload the documents required to activate your loan process.
6. We will review your request.
7. Once the loan is approved the amount will be withdrawn in your personal savings account or bank account in a very short time.

Required documents:
1. Proof of Identity: You must submit your proof of identity to Jom Pinjaman such as a pan card or Aadhar Card, Passport or your driving license.
2. Proof of Address: You can present your Passport, Rental Agreement and Utility Bill as proof of valid address.
3. Proof of Income: You need to submit a 2-4 months salary slip along with a bank statement as proof of your income.
4. Photographic Proof: You will need to upload your latest photo as photographic proof.

Why choose us
1. Our application is very fast and urgent with its loan service.
2. Without going to a bank of any kind, this service is provided only through one application without any additional fees.
3. We provide loan services without additional documents.
4. We give you all kinds of support for your personal loan.

Fees and Fees:
• 3 months is the minimum time to repay the loan and 5 years is the maximum time to repay the loan.
• The annual interest or Annual Percentage Rate of the loan is 18%.
• Processing charges such as legal and stamp duty are 10% per loan.
For example:
You take a loan = RM 3000
And the Installment Period of your choice = 12 Months
The interest rate is = 1.5% / Month or 18% / Year
Service Fee (together with Stamp Duty & Legal fees) = RM 300
Total Interest Payment = Total Loan X Interest Rate / month X Loan Period
RM 3000 X 1.5% Interest / month X 12 Months = RM 540
Total amount for repayment = Loan Amount + Interest Payment Amount
RM 3000 + RM 540 = RM 3540
You can find out the monthly installments as the Total Amount to pay / The selected loan period
So, RM 3540/12 Months = RM 295
Total Borrowing Cost is = Profit Rate Fee + Processing Fee
Total Loan Cost is = RM 300 + 540 = RM 840