Calculadora Exata for PC

Below you will find the main features:
Installment Simulation: Calculate the value of your financing installments. Define the amount financed, the interest rate and the term, and see how your payments behave over time.
Interest Rate Calculation: Simulate different interest rate scenarios and see how small variations can impact the total financing amount. Discover the ideal interest rate for your conditions.
Total Amount Paid: Know exactly how much will be paid throughout the financing, considering all charges and fees. Ideal for long-term financial planning.
Total Effective Cost (CET): Understand the Total Effective Cost (CET) of your financing, including all charges and taxes. This tool helps you have a complete view of the final amount paid.
Financing Comparison: Evaluate rates, terms and payment conditions side by side.
Amortization Table (SAC or Price): See how your debt will be amortized over time, whether through the SAC system (Constant Amortization System) or Price (fixed installments). Monitor how the outstanding balance decreases month by month.
Down Payment and Financing Value: Calculate the down payment value and the balance to be financed. Precisely plan how much you will need to pay at the beginning and how much will be left to finance.
Real Estate Financing Simulation and Calculation: Our real estate financing tools allow a detailed view of what you will pay over time and what the associated costs are.
Real Estate Financing Simulation: Calculate the value of the monthly installments and the interest applied to your financing, according to the value of the property, the down payment and the interest rate.
Amortization Calculation: See how the outstanding balance decreases over time, based on interest and the amount financed. Ideal for those who want to understand how payments impact the outstanding balance.
Down Payment: Estimate the down payment you will need to make, based on the price of the property. Find out how much you will need to pay initially.
ITBI Calculation: Calculate the Real Estate Transfer Tax (ITBI) based on the purchase value of the property. Plan for extra acquisition costs.
Notary Costs: Find out in advance how much you will pay in notary fees, such as deeds and property registration.
Financing Term: Find out how long it will take to pay off the financing, according to the contracted conditions.
Real Estate Financing Comparison: Compare several property financing options to find the best one for your budget.
Housing Insurance: Calculate the value of mandatory housing insurance and see how it impacts the total cost of financing.
Investment Simulation Tools
Compound Interest Calculation: Simulate the growth of your investments over time by applying compound interest. Discover how your income can increase exponentially.
Return on Investment: Calculate the total return on your investment (ROI), taking into account the initial amount invested and the period of time.
Future Value: Find out how much your investment will be worth in the future, based on the interest rate and investment time. Simulate the future value of different investments.
Present Value: Calculate the present value of an amount that will be received in the future, considering the interest rate. Ideal for those who want to evaluate the time value of money.
Investment Profitability: Simulate the percentage profitability of your investment and see how much it yielded over time. Compare different investments to maximize gains.
Passive Income: Simulate passive income generated by investments, such as dividends or interest, and see how this income can grow over time.
Amortization of Financing or Investments: Simulate how the outstanding balance decreases over time, based on the amortization applied to your financing or investment.